Here are two different layouts that show progress towards paying down debt. Just as you can track progress toward a savings goal, you can also track progress toward paying off debt with a budget journal. This type of bill tracker would be something to recreate monthly. Or, you can create a bill/expenses tracker layout that separates out expenses by category. To set up this bill tracker layout, create several grids with upcoming monthly, bi-monthly, quarterly, and semi-annually bills. Setting up a bill tracker in your bullet journal can help you see upcoming bills at a glance.
Sometimes its helpful to see of your upcoming bills on one page. Keep Track of Bills with a Bullet Journal You can create a singular savings goals - or track multiple savings goals at once. With these two examples you can see that you can be as simple or as creative as you want. I find it very motivating to fill in a savings tracker and see how much closer I am to saving up for a big purchase. Savings trackers are a great way to tracker your progress towards larger money goals - and see the progress you’ve made over time. Savings trackers are some of the most creative and colorful bullet journal budget spreads. Save Money with Bullet Journal Budget Spread This spread is great because it combines a budget planner on the left page and an expenses tracker on the right page - so you can see everything at a glance. You can log all outgoing expenses, recurring bills and even subscription service fee.
To set up an expense tracker layout, draw columns for the Date, Purchase, Place, Category, and Amount. One of the first ways to start using your bullet journal for budgeting is create an expense tracker. Keep Track of Expenses in a Bullet Journal If you are looking for more Bullet Journal Tracker inspiration, don’t miss 51 Habit Trackers That Every Bullet Journal Needs. Some of the budget tracker layouts include: To give you a some inspiration on how you can manage your budget with your Bullet Journal, I’ve put together this round up of ideas from a few of the brilliant bullet journalists in our community. In addition to using your bullet journal to organize your schedule and to-do list, you can also use a bullet journal to budget your money. (If you need help setting up your first journal, check out this Bullet Journal Setup Guide: 5 Easy Steps to Get Started.) You can accomplish all of these financial goals - and more - with the help of your bullet journal. How to Use a Bullet Journal for BudgetingĪre you looking to create a budget? Want to save more money? Need to make a plan for paying down your debt? Need help managing your money? Try using your bullet journal for budgeting! Get a handle on your finances with these awesome bullet journal budget trackers!